Mortgages & Home Insurance (including Landlord's cover)
Whether you’re looking for a mortgage on a new home, or a remortgage to raise money against the value of your existing home, our Mortgage Team will guide you every step of the way.
When you’re making such a huge financial commitment, it's important you get expert mortgage advice. Our telephone-based Mortgage Team can help if you are a:
• First time buyer
• Second / subsequent home buyer
• Seeking a remortgage
• Looking to purchase a Buy to Let property*
*Some Buy to Let mortgages are not regulated by the Financial Conduct Authority.
Why choose Owl for Mortgages?
We know what a good deal looks like
It’s easy to underestimate the costs involved when buying a property or a taking on a mortgage. An attractive rate may appear good value, but this could change once you factor in things like fees, loan conditions and the mortgage term.
Our Mortgage Advisers will compare a range of lenders and mortgages on your behalf - but, importantly, they will look beyond the rate. They will help you understand how the length and type of loan will affect how much you pay over the longer term and highlight any additional costs you should be aware of (like administration fees, booking fees and valuation costs).
We know the market
If your mortgage needs or circumstances are ‘out of the ordinary’, you may find it harder to find a mortgage. Our Mortgage Advisers can save you the time and hassle of trawling the market, and help you find a lender willing to provide your loan.
We do the hard work for you
Selecting the right mortgage is just the start. Our mortgage team will work with you to complete all the necessary application forms, liaise on your behalf with solicitors, surveyors, etc., and help make the process as smooth as possible.
We are professionally qualified
Our mortgage advisers are fully qualified to advise you on a wide range of mortgages from a comprehensive range of lenders. This means you benefit from choice, coupled with quality advice.
We look beyond the mortgage
We consider the bigger picture when it comes to advising you on your mortgage - by helping you safeguard your home with the right buildings and contents insurance.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Home Insurance provides you with peace of mind by protecting your home, contents and personal possessions from loss or damage. It can also protect your legal liabilities as either a property owner or occupier.
Additional cover can be arranged to include Accidental Damage cover, Home Emergency Cover and Legal Expenses.
If you’re a landlord, we can offer you insurance that will protect your property while it's rented out. This can be arranged to cover the building itself, any contents belonging to you as the landlord, and your legal liabilities as a property owner.